Disclaimer & Affiliate Disclosure

1. General Information Only

The content on WhiskerCover.com is provided for general informational and educational purposes only.

We do our best to research and keep information current, but:

• Pet insurance products, pricing, and terms change over time
• Individual situations and pets are different
• We cannot guarantee that all information on the Site is complete, accurate, or up to date at all times

You should not rely on the Site as your sole source of information when making decisions about pet insurance, veterinary care, finances, or legal matters.

2. No Veterinary or Medical Advice

WhiskerCover is not a veterinary clinic and does not provide medical care, diagnoses, or treatment.

Nothing on this Site is intended to:

• Replace a relationship with your veterinarian
• Provide a diagnosis or treatment plan for your pet
• Serve as an emergency medical resource

Always consult a licensed veterinarian for questions or concerns about your pet's health.

3. No Insurance, Financial, or Legal Advice

WhiskerCover is currently not an insurance company and does not issue or underwrite pet insurance policies.

WhiskerCover LLC holds a Florida 2105 - Licensed Insurance Agency license (License # L134842), and Alexey Dantsev holds a Florida 0220 - General Lines Insurance Agent license (License # G301587). Even so, unless explicitly stated otherwise, the content on this Site is general education and does not create an insurance producer-client relationship or constitute individualized advice.

Unless explicitly stated otherwise:

• We are not acting as your personal insurance agent or broker
• We are not acting as your financial advisor or attorney
• We do not provide personalized advice tailored to your specific financial, legal, or insurance situation

Before purchasing any pet insurance policy or making financial or legal decisions, you should:

• Review the official policy documents and disclosures from the insurance company
• Ask questions directly to the insurer or a licensed insurance professional
• Consider speaking with a qualified financial or legal professional if needed

Any coverage decisions, premiums, exclusions, and claim outcomes are determined solely by the insurance company, not by WhiskerCover.

4. Third-Party Products, Services & Links

The Site includes references and links to third-party:

• Pet insurance companies
• Pet-related products or services
• Other websites and resources

These are provided for convenience and informational purposes only.

WhiskerCover:

• Does not control third-party websites or services
• Does not guarantee or warrant the quality, pricing, availability, suitability, or performance of any third-party product or service
• Is not responsible for the content, privacy practices, or terms of any third-party site

If you choose to interact with or purchase from third parties, you do so at your own risk and subject to their terms and policies.

5. Affiliate Disclosure – How WhiskerCover Makes Money

WhiskerCover is reader-supported. This means some of the links on our Site are affiliate links or part of paid partnerships.

When you click on those links and:

• Visit a pet insurance company's website, or
• Purchase a product or service from a partner,

we may receive a commission, referral fee, or other form of compensation.

Important points:

• This compensation does not increase the price you pay to the insurer or partner.
• We do not sell your personal information.
• We do not share your email or other personal details with insurers for their own marketing purposes through these links.

Our goal is to be transparent about the fact that our content and recommendations may be influenced by affiliate relationships, but:

• We aim to present information that is honest, clear, and useful, and
• We do not allow partners to dictate our editorial opinions or guarantee positive coverage.

For a plain-English explanation of how we earn money and the guardrails around it, see How We Make Money.

6. Editorial Independence

We take editorial independence seriously. To help keep things fair and useful:

• Our content is created with the aim of explaining how pet insurance works, comparing plan features, and highlighting trade-offs.
• Money earned from affiliate relationships helps keep the Site free for you to use, but it does not give partners control over our articles.
• If a product or policy has meaningful limitations or drawbacks, we strive to call those out clearly.

However, the Site may not cover every product or offer in the market, and new products or changes can happen at any time.

For our full standards on research, sourcing, fact-checking, corrections, and the use of AI, see our Editorial Policy.

7. No Guarantee of Results

Any examples, scenarios, or case studies on the Site are illustrative only.

We cannot guarantee that:

• You will be approved for any particular policy
• You will receive any particular premium, coverage, or claim outcome
• A policy that worked well for one person or pet will work the same way for you

Your experience will depend on your pet, your location, the insurer, underwriting decisions, and other factors beyond our control.

8. Changes to This Disclaimer & Affiliate Disclosure

We may update this page from time to time to reflect:

• Changes in how we operate,
• Changes in our affiliate relationships, or
• Changes in applicable laws and regulations.

When we do, we will update the "Last updated" date at the top of this page.

9. Contact Us

If you have any questions about this Disclaimer & Affiliate Disclosure, you can contact us at:

WhiskerCover LLC
Florida agency license: 2105 - Licensed Insurance Agency, License # L134842
1065 SW 8th St, #1235
Miami, FL 33130, USA
Email: support@whiskercover.com